A degree in personal and family financial planning prepares you with a broad knowledge of financial planning and wealth management. Over the course of your career you may choose to develop specialized expertise in a specific area of interest through additional training, professional certifications, or an advanced degree.
Financial Planner: Work with individuals and families to organize their finances. You’ll advise clients about how to reach their financial goals, including saving, investing and preparing for retirement.
Wealth Manager: Deliver a full range of financial services and products to meet the long-range financial goals and needs of your clients. You’ll combine financial and investment expertise with accounting and tax services, retirement planning and legal or estate planning. You also may provide banking services and advice on philanthropic giving.
Estate Planner: Provide advice on the management of assets, such as real estate, personal property and cash to minimize gift, estate, income and other taxes. You’ll help your clients plan for the future through devices such as wills, trusts, beneficiary designations, powers of attorney and advance directives.
Tax Advisor: Manage the tax planning needs of individuals and families including providing advice on cash flows and planning strategies to reduce tax liability. You’ll identify potential tax credits, deductions and liabilities for clients.
Retirement Planner: Use your expertise to help clients determine the best strategy to generate reliable income once they retire. Provide in-depth insight on Social Security, pensions, taxation of retirement income, annuities, reverse mortgages, health care and withdrawal approaches.
Investment Manager: Manage your clients’ investment portfolios, including measuring performance and buying and selling securities. You may complete reports and settle transactions.
Securities Trader: Buy and sell stocks and other commodities for a commission. You may work for an individual or firm to track the stock market and devise investing strategies.
Financial Analyst: Guide businesses and individuals in making investment decisions. You’ll monitor the performance of stocks, bonds and other types of investments.
Financial Services Consultant: Consult with clients in the areas of real estate, insurance and financial services. You’ll explain available services and provide advice on buying and selling.
Loan Consultant: Act as a liaison between loan applicants and financial institutions to evaluate requests. You may specialize in consumer, mortgage or commercial loans. You may work for a commercial bank, mortgage company or credit union.
Client Service Specialist: Support a team of financial advisors by coordinating account activities. You may gather data, create models, build scenarios, draft presentations, manage client investments, implement financial plans and attend client meetings.
Bank Trust Officer: Provide expertise on trust and estate issues to private banks and investment groups. You’ll serve as a liaison between trust fund clients, agencies and advisors coordinating legal, tax and financial tasks.
Entrepreneur: Drive advancements in the financial planning sector through the innovation of services, processes and business models.
You may choose to deepen your understanding and broaden your career options through graduate, business or law school.